A no deal Brexit means the UK would leave the European Union (EU) immediately on March 29, 2019, and there would be no agreement in place about what their relationship would be in the future.

Theresa May suffered a crushing defeat of her Brexit withdrawal agreement in the House of Commons by 230 votes.

It is not clear what the Prime Minister's next move will be - many believe she will attempt again to try and tweak the plan that was defeated today - but calls for her to step down or call a General Election will now intensify hugely.

It looks like there is a good chance the UK will be leaving the EU with no deal in place so the Mirror has looked through the government's documents revealing 21 ways a No Deal Brexit is likely to affect you.

1. You need to renew your passport early

Passport problems

At the moment, British citizens can enter 'Schengen area' countries with a valid passport even if they only have a day left before they expire.

But in a no deal Brexit, after 29 March 2019 you may not be able to travel to these countries if you have less than six months left on your passport.

The government is advising travellers - children AND adults - to renew any passports that will have less than six months' remaining validity at the time of their trip.

"If your passport does not meet these criteria, you may be denied entry to any of the Schengen area countries, and you should renew your passport before you travel," a government note warns.

It goes on to say people with expiring passports should renew them "soon" because the passport office can get "busy".

The following are members of the Schengen Agreement: Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

2. Taking your pet abroad? You could need to visit the vet four months in advance

Taking your pet abroad?

There would be a huge surge in red tape for pet owners who want to take their animals abroad.

Currently dogs, cats and ferrets can travel anywhere in the EU as long as they have a "pet passport".

The main requirement is that three weeks before the first visit, owners must go to the vet to have their pet vaccinated against rabies and to get them microchipped.

But in the worst case no-deal Brexit, pet owners would have to visit a vet at least four months before visiting the EU.

"This means pet owners intending to travel to the EU on March 30, 2019 would need to discuss requirements with their vet before the end of November 2018," government papers warn.

The animal would have to have a rabies vaccination followed by a blood test at least 30 days before travel, to prove the vaccination worked.

Once that was completed, the pet owner would have to visit a vet to obtain a health certificate.

But this cannot be done more than 10 days before the date the holiday starts.

This is the worst case scenario. In another form of No Deal Brexit, the UK could be made a "listed third country". This would increase red tape but not as much, with a visit to the vet only needed three weeks before travel.

3. Your holiday flight could be grounded

 

Flights could be grounded in a worse case No Deal Brexit.

British airlines hoping to fly planes between the EU and UK would have to win permission from each separate country, the government admits.

European firms wanting to carry passengers between Britain and the continent would have to seek authority from the UK.

UK airlines would also lose the automatic right to fly planes between two EU destinations, such as Milan and Paris.

Brexit jargon-busting - what does it all mean?

- Backstop: this is the intended safety net to avoid a hard border in Northern Ireland. It's only meant to come into force if a deal between the UK and the EU cannot be agreed before the end of the transition period in December 2020. A deal is needed to make arrangements for the fact that the UK will cease to be a member of the single market when it leaves the EU, and so goods crossing borders will need to be inspected.

- Transition period: The period between the UK leaving the EU on 29 March 2019 and the start of future arrangements for trade in January 2021. As of yet, there is still no agreement on future arrangements, that is set to be decided after the UK has formally left.

The EU insists that the backstop can only apply to Northern Ireland, that would see the territory staying in the customs union and large parts of the single market, while the rest of the UK would leave both. That would create a border down the Irish sea, and is completely unacceptable to both the Tories and Labour.

The other option is to have the whole of the UK in the backstop - i.e. the customs union - for a limited time after the transition period. That's something which Theresa May has called for, but it is fiercely opposed by Brexiteers and Labour, as well as the EU.

- Customs Union: In general, a customs union is a trade agreement which allows frictionless trade (no tariffs or taxes on imports of foreign goods) between two countries. The EU's customs union includes all its member states, as well as some smaller non-EU members. It forbids members from independently negotiating trade agreements with other countries. So you can see why May's preferred option for the backstop is so hated by the free trade buccaneers in the Brexit wing of the Tory party.

- European Court of Justice: The EU's highest legal authority. It rules on disputes over EU treaties and laws. Its decisions are binding on EU institutions as well as member states like the UK.

- Single Market: This is the area which covers EU member states - as well as some non-members such as Norway - and imposes the 'four freedoms' of goods, services, people and money. Countries within the single market share common rules and regulations to make it easy for companies to trade across borders.

- European Economic Area: This includes all the EU's member states, as well as Norway, Liechtenstein and Iceland. Trade and people are able to move freely between these countries and members must therefore agree to single market rules as well as the EU's 'four freedoms'. However, the three 'other' countries are not part of the EU's political institutions like the Common Agricultural or Fisheries policies. Crucially, members of the EEA who aren't members of the EU are able to negotiate trade deals with other countries independently of the EU.

- European Free Trade Association: This organisation is made up of four countries: Norway, Switzerland, Iceland and Liechtenstein. They are able to trade with the single market but must accept its rules in return. They're not in the customs union and so are able to negotiate trade deals with other countries.

The government says it "envisages" granting permission to EU airlines and getting permission to fly in the EU.

But Amyas Morse, head of the National Audit Office, said there was a risk that flights would be grounded if "goodwill" fails.

He told MPs: “It’s not implausible, it’s not impossible. It could happen deliberately, it could happen by mistake. It depends on how friendly or unfriendly the accompanying music is while all this goes on.”

4. You should get insurance and flexible tickets for Eurostar 'disruption'

Holidaymakers head to Disneyland Paris on the Eurostar

Eurostar services could be suspended in a no deal Brexit.

The government has told international train passengers - including the Eurostar - to make sure they have "insurance and ticket terms and conditions" that are "sufficient to cover possible disruption".

That implies passengers should buy FLEXIBLE tickets - not the fixed cheap ones that are popular for their low cost.

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The UK will need bilateral deals with France, Belgium and the Netherlands to ensure international trains keep running.

Without such a deal, Britain has proposed recognising EU operator licences until March 2021 to ensure services can continue. But this isn't guaranteed, and UK operators would have to reapply with the EU.

Former Transport Secretary Andrew Adonis claimed the notice "seems to be saying that the vital train link between Britain and Europe could be severed."

5. You might have to go through airport security twice

Liverpooll John Lennon airport

Air passengers changing flights in the EU may have to undergo two security screenings under a no-deal exit.

Travellers boarding a plane in the UK to fly to a European airport, before changing flights for an onward destination, would be screened in Britain as they are now.

But they might have to have a second check in the EU before getting their connecting flight.

“Currently passengers flying from the UK and transferring at an EU airport for an onward flight do not have to be re-screened at that EU airport, because the UK applies, and exceeds, the EU baseline aviation security measures,” says a Department for Transport briefing note.

“If there is no deal, and the EU decides not to recognise the UK aviation security system, then passengers and their luggage will have to be re-screened when changing flights in EU hub airports.”

6. You could be barred from using Netflix and Spotify on holiday

Britons could be barred from accessing their accounts for Netflix, Spotify and other online entertainment while travelling to EU states if there's a no-deal Brexit.

Under the EU-wide "portability regulation", which came into force in April, citizens can access accounts set up and based in one country while visiting other member states.

But a government technical notice said: "The portability regulation will cease to apply to UK nationals when they travel to the EU.

"This means online content service providers will not be required or able to offer cross-border access to UK consumers under the EU Regulation.

"UK consumers may see restrictions to their online content services when they temporarily visit the EU."

7. You'll find it harder to drive in the EU

Currently a UK driving licence is the only thing visitors need to get behind the wheel on the continent.

But under a no-deal Brexit, you may need an International Driving Permit.

The £5.50 documents would be sold at 2,500 post offices from February. Currently they're sold at fewer than 100. The number of permits issued would have to soar from 100,000 a year to 7m.

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Meanwhile you will also be forced to apply for a 'green card' to prove you have the right car insurance.

The certificates are free of charge and available from insurance companies.

But the government warns firms may increase administration fees in order to cope with the extra bureaucracy.

Those who forget their green cards would be forced to buy expensive "frontier" insurance in the country they are visiting.

8. Your mobile phone roaming charges may be hiked

Mobile phone roaming charges could be hiked - less than two years after they were slashed across the EU.

Costs were cut in June 2017, meaning there is no extra fee for using a British device on the continent for calls, texts and data.

Operators would not be bound by the agreement if the UK crashes out without a deal.

The biggest companies, servicing 85% of customers - Three, EE, O2 and Vodafone - have no plans to reimpose roaming charges after Brexit.

But in terms of the entire mobile market, "surcharge-free roaming when you travel to the EU could no longer be guaranteed," the government has warned.

9. If you live in Northern Ireland, you face electricity blackouts

Northern Ireland will be forced to take drastic measures to stop the lights going out.

A worst-case No Deal Brexit would scupper the all-island electricity market shared by Northern Ireland and the Republic - leaving it "without any legal basis".

This would make both markets "less efficient, with potential effects for producers and consumers on both sides of the border," the government warns.

And it "may be necessary to seek additional [legal] powers to preserve security of supply."

To stop the lights going out, Northern Ireland would have to take more electricity from British power stations through an "interconnector" running under the Irish Sea.

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But Northern Ireland's Transmission System Operator "may need to rely on fall-back arrangements" to ensure power keeps flowing, the government warns.

That is why, even if there's a no deal, the government will "take all possible measures" to keep the all-island market running. There has been talk of barges in the Irish Sea.

Dustin Benton of Green Alliance warned: "Any emergency action to keep the lights on, both in Northern Ireland and across the rest of the UK, would likely be highly polluting and expensive."

10. You could be stranded on your package holiday

 

Package holidaymakers could be left with no legal protection if the firm they booked with goes bust.

Currently Brits have "insolvency protection" if they book with a package holiday provider that's based anywhere in the EU.

But in a No Deal Brexit, that protection would only apply if the firms are "targeting" the UK market. That means those booking with, say, a cheaper Spanish firm online that has no UK presence could be unprotected.

Even if the UK government could act, in practice it will be much harder to take enforcement action against foreign firms because other countries will no longer recognise UK courts.

11. You'll lose rights to take action over dangerous products

Airport security scanner
Airport security scanner

 

Government documents reveal the same problem - UK courts not being recognised - will strip Brits of their consumer rights for EU goods bought online.

Alex Neill of consumer group Which? warned: "A no-deal Brexit would massively weaken people's rights to take action when they purchase faulty or dangerous products from outside the UK.

"The Government's advice that we all become experts in international consumer law is hopelessly unrealistic.

"Securing a good deal with the EU is vital to ensure that Brexit doesn't result in a bonfire of consumer rights and protections.”

12. Your cigarette packets will change

A man lighting a cigarette with a lighter generic smokers smoking image

 

Graphic warnings on cigarette packets will be replaced by Australian versions in a "no-deal" Brexit.

And in some ways they are even more gruesome than the ones we have now.

The grim pictures show a foot ridden with peripheral vascular disease, a clogged artery, a bleeding brain and high-resolution teeth stained black.

The photos will be changed in a No Deal Brexit because the European Commission owns the copyright on ones we currently use.

That means the UK would be unable to use them after 29 March 2019.

13. If you're going through a family breakdown, you could be trapped in limbo

 

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Families who are midway through divorce or child custody cases involving another EU country could find themselves trapped in limbo.

If there’s a no deal Brexit, the UK will cease to be part of co-operation between EU family courts on 29 March 2019.

Instead the UK will fall back on legal conventions drawn up in The Hague. But these are complicated and do not cover every area of the law.

The government has advised families with ongoing cases to seek legal advice if they will not finish by Brexit Day.

A government technical note says: "Broadly speaking, cases ongoing on exit day will continue to proceed under the current rules.

"However, we cannot guarantee that EU courts will follow the same principle, nor that EU courts will accept or recognise any judgments stemming from these cases.”

14. European coach trips face the chop

Benidorm

 

The government warns UK coach operators may be unable to access the EU at all.

Currently, the EU is part of the “Interbus Agreement”, which allows for coach operators to run occasional and regular services in other countries.

The plan is for Britain to rejoin the agreement as a third country member. The new agreement will only apply to occasional services - so coach holidays and tours can continue.

But regular services would not be permitted.

The documents urge UK operators to rewrite their terms and conditions to allow them to subcontract some or all of their journeys to EU-based operators.

The document also warns new checks at EU borders could cause delays at ports.

But the government promises “contingency arrangements to manage the flow of traffic.”

15. Thousands of troops will be put on standby

A police firearms officer

 

More than 3,000 troops are being "held at readiness" in case there is a disastrous no-deal Brexit, the government said.

The Armed Forces personnel are split between fully-employed service people and reserves, the Defence Secretary said.

Gavin Williamson told MPs a request has not formally been received yet, "but what we are doing is putting contingency plans in place.

"And what we will do is have 3,500 service personnel held at readiness, including regulars and reserves, in order to support any government department on any contingencies they may need."

16. Hospital chiefs fear they could run out of medicine

 

A leaked warning revealed NHS chiefs fear running out of drugs in a chaotic No Deal Brexit.

NHS Providers, the body for individual hospital trusts, sounded the alert in a private memo to Tory ministers and the head of the NHS.

The body's chief executive Chris Hopson declared there is a lack of communication nationally about the consequences of leaving the EU without a deal.

"Without national planning and coordination, there could be both stockpiles and shortages of medicines and medical devices," he wrote.

As a result, Health Secretary Matt Hancock revealed plans to fly in medicines to treat millions of patients if there's no deal.

The Cabinet minister said officials are drawing up the plans to import lifesaving drugs if ports are blocked, meaning they can't be shipped to the UK.

He told MPs: "We're working with industry to prepare for the potential need for stockpiling in the event of a no-deal Brexit."

37 million packs of medicines are imported to the UK from the EU every month, and the NHS is preparing for a doomsday scenario to prevent supplies running dry.

17. Your everyday medicines and perfumes could become more expensive

 

Currently, popular ingredients in cold medicines can usually be traded within the EU without a licence. In a no deal, a licence will be required to trade these so-called "precursors".

So if we leave without a deal, firms who want to trade such chemicals with the EU will have to register with the Home Office, which can cost between £109 and £3,665.

They will also need an import/export license, which costs £24. Critics say this could push up prices for consumers in the shops.

Similarly, cosmetics firms will be slapped with more red tape to prove their products are safe for human health.

Currently they can use one legal “nominated person” to certify a product for the whole EU market.

But if there’s a no deal Brexit, UK checks won’t be recognised in the EU - and EU checks won't be recognised in the UK. That means two sets of checks.

Labour MP Owen Smith claimed drug giants will look to "pass on the costs".

18. Your local supermarket giant faces having to stockpile food

Getty generic. Woman holding a shopping bag full of fresh food

 

The government has all but confirmed food could be stockpiled if we crash out of the EU without a deal.

Then-Brexit Secretary Dominic Raab said the government will be ensuring Britain has an "adequate food supply".

Indicating private firms, or others, could be the ones to stockpile food, he told MPs: "It would be wrong to describe it as the Government doing the stockpiling."

Reassuringly, Prime Minister Theresa May added: "This is not just about stockpiling." Presumably it’s M&S stockpiling.

19. You could be affected by 'civil unrest'

 

A No Deal Brexit could spark "civil unrest" within just two weeks, the UK head of Amazon warned - and the firm is planning for such an outcome.

Doug Gurr allegedly made the shock comment to then-Brexit Secretary Dominic Raab during a business retreat at his grace-and-favour stately home Chevening.

A source revealed the comment to the Times, and it was not denied by Amazon.

Instead a spokesman said: "Like any business, we consider a wide range of scenarios in planning discussions so that we’re prepared to continue serving customers and small businesses who count on Amazon, even if those scenarios are very unlikely."

The government has been actively hiring experts on civil emergencies to deal with leaving the EU.

The Ministry of Housing, Communities and Local Government recruited three £50,000-a-year workers to do the disaster job.

The job description warned any takers must ensure public authorities are ready to "prepare for, respond to, and recover from civil emergencies of all types."

20. Your motorway commute faces becoming a lorry park

File picture of queuing traffic on the M56 near Runcorn.

 

A major motorway is being closed overnight for more than a month in the run-up to Christmas so it can be turned into a lorry park in case of a no-deal Brexit.

Highways England began preparations in October for the M26 in Kent to be used as a holding area for lorries if there is gridlock at ports like Dover.

But the plan was not disclosed to local councillors or MPs until just hours before work began.

Tom Tugendhat, Tory MP for Tonbridge and Malling, was furious.

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He said his community was kept in the dark about the M26 work after receiving assurances that nothing was planned.

Speaking in the Commons, Mr Tugendhat said: "It's come to a pretty pass when a member finds out that works have begun on a motorway to turn that motorway into a parking lot without consultation either with the local community or with surrounding members."

21. And finally... your regular caviar parties are doomed!

 

Caviar imports will be snarled up or stop completely in a No Deal Brexit.

Sturgeon eggs join snowdrops, orchids and reptiles in 'endangered species' that would need import and export permits to cross an EU border.

You'd only be allowed to bring in 125g of caviar for personal use.

A tragedy.